On February 7th, 2019, I paid off my student loans that I accumulated in college from 2009-2016. I have two advanced degrees: a Bachelor's in Communication Sciences and Disorders from an out-of-state public school, and a Master's from an in-state public school. At graduation from graduate school, I had close to 80k in debt to private and federal student loans.

It took me from May of 2016 (graduation) - February of 2018 to pay off all of my debt, including student debt. That is less than two years.

I had $73,783.00 of total debt in October of 2017, which is when I went crazy on my student loans and car debt. Before October 2017, I was paying off around 12k/year on my federal student loans and private loans. However, I was still accumulating car debt in the meantime, and using credit cards (I paid off the balance each month, but it is debt, nonetheless).

So, How Did You Pay It All Off?

This is a long answer, but I will try to be succinct. I credit Dave Ramsey and his materials of The...